Your business is as important as your personal life and so, therefore, it needs the right insurance policy. Review the insurance options below and connect with our agents to find the right solution for your business. 

 

Bonds

 

Bond insurance is a form of "credit enhancement" that generally results in the rating of the insured security being the higher of the claims-paying rating of the insurer and the rating the bond would have without insurance.

 

 

General Liability

 

General liability insurance policies typically cover you and your company for claims involving bodily injuries and property damage resulting from your products, services or operations. It may also cover you if you are held liable for damages to your landlord's property.

Business Interruptions

 

Business interruption insurance (also known as business income insurance) is a type of insurance that covers the loss of income that a business suffers after a disaster. The income loss covered may be due to disaster-related closing of the business facility or due to the rebuilding process after a disaster.

Business Owners Policy

 

Typically, a business owner will save money by choosing a BOP because the bundle of services often costs less than the total cost of all the individual coverages.

 

Business Equipment

 

Not only do we provide insurance for equipment against risks like fire, but we also cover losses due to their accidental damage.

Commercial Property Insurance

 

Commercial property insurance protects your company's physical assets from fire, explosions, burst pipes, storms, theft, and vandalism. Earthquakes and floods typically aren't covered by commercial property insurance, unless those perils are added to the policy.

Commercial Vehicles

 

Commercial auto insurance is a liability and physical damage protection for vehicles, such as cars, trucks, and vans, that are used for business. Commercial vehicles require a separate policy because they're typically exposed to more risk than personal vehicles.

 

 

Commercial Umbrella Insurance

 

Business umbrella insurance is critical in today's litigious environment. People are more prone to sue a company or business professional now than ever before, particularly when they feel wronged by an organization that has (or is perceived to have) deep pockets. Business umbrella insurance provides extra liability protection to help protect your business in the event of a major lawsuit.

Worker's Compensation 

 

is a form of insurance providing wage replacement and medical benefits to employees injured in the course of employment.

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