Renter's Insurance

Renter's insurance is a form of property insurance that provides coverage for a policy holder's belongings and liability within a rental property. When you rent a home or an apartment, your landlord is responsible for insuring the property against damages caused by fire and other disasters.

 

But, this doesn't mean that your personal property is also covered. As a renter, you have the option of buying renters insurance, which comes with a number of coverages to protect you from the unexpected.

 

When purchasing a renters insurance policy, look for these coverages:

  • Personal Property Coverage
  • Liability coverage
  • Additional living expenses

 

What Is Not Covered?

 

Just as with home insurance policies, renters insurance won't cover damage from "earth movement," which includes earthquakes, mudslides, and landslides. Also typically excluded are:

  • Floods
  • War
  • Nuclear hazard
  • Failure to save your property at the time of loss
  • Intentional destruction of your property
  • Governmental action, such as the seizure of your property

 

To request a quote on renter's insurance, contact us today!

 

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